ppo dental insurance plans
ppo dental insurance plans really see at the end of the day insurance companies and coverage plan and solace things they’re hired they’re hired by employers they’re hired by unions they’re hired by School Boards hired by municipalities they’re hired by people who want to supply a ppo dental insurance plans benefit to their employees or members usually those benefits aren’t just dental you.
usually got dental you got vision care you got drug care life disability they’ll come in a package usually money is somehow paid from an employer to either an insurance company or someone called an administrator at EPA a third party group it’s legally licensed to collect that money and hold it until ppo dental insurance plans someone files a claim now that claim means .
that the entire system is what we call a claims reimbursement system and from a dental point of view I don’t want to quote a political candidate but from a dental point of view the system has been a disaster it’s been a disaster because you collect money at the beginning of ppo dental insurance plans every month but you don’t know because you have no risk data no idea when.
those claims are actually going to come in so what would you and I do if we’re given a bunch of money and we’re asked to pay out claims and we don’t know when they’re gonna come in obviously we would squirrel some of that money away for a rainy day and that’s what insurance companies ppo dental insurance plans do and that’s what administrators do they call that .
a reserve reserve is money that’s not being paid out of money ppo dental insurance plans that’s been collected on the contingency that that money might be needed later so reserves can occupy up to the money that’s collected and its law and it’s also